At PersoLoan.com, we take great care in safeguarding the privacy of your personal information by following responsible information handling practices. We do not require our users to create an account or share any of their personally identifiable information in order to use our site. When you choose to apply for a personal loan, apply for a credit card offer or other services presented at PersoLoan.com, you are taken directly to the issuer’s website and you provide your information directly to the issuer. We do ask you to create a user name if you plan to comment on articles that are posted on this site. This will require a valid email ID so that we know you are a real person. Your email ID will not be used for any type of advertisement and will not be sold to a third party. By using our website you consent to the collection, use and processing of the information that you provide to us in accordance with the terms of this Privacy Policy. If you do not agree to these terms, please refrain from using the site. |
Our Privacy Policy
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What information does PersoLoan.com COLLECT?
We do collect some non-personally identifiable information to study our site traffic. Further, solely at your option, you can choose to share some contact information with us. You will also be required to sign up with us in order to use our article comment system. This will require you to provide a valid email ID so that your comments will be posted online.
Information Collected Automatically
To help us design the site to suit your needs, we do collect non-personal information of our user behavior, browser, operating system, date and time and pages you visit. PersoLoan.com does NOT automatically collect personally identifiable information from your computer when you browse our site. When you request a page from our site, our servers log your current IP address. We use IP addresses to help diagnose problems. We do not link IP addresses to any personally identifiable information about you. (An IP address is a number that is automatically assigned to your computer when you browse the Internet).
PersoLoan.com also allows third party partners to place session cookies on your computer to collect non-personally identifiable information. See below for additional information on cookies.
Information You Provide to Us (Optionally)
We obtain personally identifiable information about you ONLY if you elect to give us that information via the Contact Us section of our website. Please note that this information is only used to communicate with you regarding your inquiry. The types of personally identifiable information we ask you to provide may include the following: |
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Name |
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Organization |
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Address |
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Telephone number |
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Fax number |
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E-mail address |
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Does PersoLoan.com SHARE my personally identifiable information with others?
PersoLoan.com does NOT share information that we have about you with anyone, except in response to subpoenas or as otherwise required by law. If you are under 18 years of age, please do not submit any personal information through our website without the express consent and participation of a parent or guardian.
Does PersoLoan.com use COOKIES to collect information about me?
A cookie is a small data file that we transfer to your computer’s hard drive through your web browser when you visit our site. Cookies enable our systems to recognize your computer so that we can provide you with personalized service and features, and to track traffic patterns. Although our cookies may contain a unique user ID, they do not collect or store any of your personally identifiable information.
We employ third party software to collect anonymous, non-personally identifiable information to evaluate the effectiveness of our websites. This vendor uses to collect site traffic information. This data helps us understand how visitors use our website, such as the most visited pages and features. We do not collect any personally identifiable information from you.
Also, in the course of advertising, a third party advertiser may place or recognize a unique cookie on your browser.
How does PersoLoan.com SECURE the information collected?
PersoLoan.com has security measures in place and takes reasonable precautions to protect against the loss, misuse, and unauthorized access of your personal information under our control. To help us accomplish this, we adopt the following procedures:
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Employ internal access controls to ensure that the only people who see your information are those with a need to do so to perform their official duties. |
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Train relevant personnel on our privacy and security measures. |
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Regularly back up the information we collect online to insure against loss. |
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Use technical controls to secure the information we collect online as appropriate, including but not limited to: encryption, firewalls and password protections. |
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Periodically test our security procedures to ensure personnel and technical compliance. |
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We use reasonable measures to ensure that all credit card applications, personal loans applications and credit monitoring services listed with PersoLoan.com use a Secured Sockets Layer (SSL) connection. Provided you are using a SSL enabled browser, your information is encrypted as it travels over the Internet when you apply at the issuer’s website. You will know you are in secure mode when the padlock or key icon in the lower right-hand or left-hand corner of the computer screen appears in the locked position. You will usually only see this icon only when you are filling out an application. In addition, when accessing a secure server, the first characters of the site address will change from "http" to "https”.
Does this policy cover OTHER sites linked from PersoLoan.com?
This policy covers our online practices and does not apply to our service issuers or other sites that may be linked from our website. We encourage you to read the terms and conditions and privacy policies of those other sites to learn how they collect and use information about you.
Who may I CONTACT if I have questions or concerns about the privacy or security of my information?
To report any known or suspected privacy or security breaches or if you do not feel your concerns have been addressed in our privacy statement, feel free to contact us. You may contact us by email at support@PersoLoan.com
Will this Privacy Policy CHANGE?
Because PersoLoan.com will continue to implement new technologies and improve the services and features we provide, this policy is subject to change. Changes or additions to this Privacy Policy will be in this section of the website. You can always come to this section to learn what information we gather, how we might use that information and whether we will disclose it to anyone.
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